Kalku
Log inStart on WhatsAppStart

Legal

The rules, in plain language.

The documents that govern how Kalku works — written to be read, not to hide things behind long words.

Privacy Policy

What Kalku collects, who processes it, and the control you have over it.

Training Archive

Off by default. What the AI-training opt-in stores, and what it strips first.

Terms of Service

What Kalku is, what you can expect, and what it expects from you.

Refund Policy

7-day full refund. Pro-rated after that. No games.

Trial Terms

14 days, no card. Daily caps independent of any paid plan.

Pricing Changelog

Every pricing change, in order. An append-only record.

Delete Your Data

How to delete your account and everything tied to it.

Kalku is operated by Kalku Digital Solutions Limited (RC 9539234). Questions about any of these? hello@kalku.ai.

Kalku

An AI-powered money diary on WhatsApp, Telegram and web — for Nigeria and the African diaspora.

Product
  • Start on WhatsApp
  • How it works
  • What Kalku can do
  • Pricing
Company
  • hello@kalku.ai
Legal
  • Terms
  • Privacy
  • Refund policy
  • Trial terms
KALKU DIGITAL SOLUTIONS LIMITED · RC 9539234 · 6, Adegbite Street, Oluyole Extension, Ibadan, Nigeria© 2026 Kalku