Legal

Delete Your Data

Last updated July 2026

You can delete your Kalku account and all the personal data tied to it at any time. Here's exactly how, and what happens.

Option 1 — From the app (fastest)

  1. Open Kalku on the web (kalku.ai) and sign in.
  2. Go to Settings → Privacy.
  3. Choose Delete my account.

You can also switch off, and erase, the optional Training Archive separately from the same Settings → Privacy screen without deleting your whole account.

Option 2 — By email

Email hello@kalku.ai from the address on your account (or tell us the WhatsApp number / Telegram handle you use) and ask us to delete your account. We'll action it for you.

What happens after you request deletion

  • A 30-day grace window applies first, in case the request was a mistake.
  • After the grace window, your personal data is irreversibly erased across our systems — your diary entries, transactions, loans, gifts, IOUs, goals, budgets, and identity details.
  • Deletion is permanent. We can't recover erased data.
  • A minimal forensic record that the deletion happened, and operational error logs already stripped of personal detail, are retained for security and legal reasons.
  • Payment records held by our processor (Paystack) are kept under their terms and applicable financial-record law.

Before you delete — export your data

If you want a copy first, you can export everything (CSV, JSON) from the web dashboard before you delete.

Questions

Anything at all: hello@kalku.ai. Full detail on what we hold and how we handle it is in our Privacy Policy at kalku.ai/legal/privacy.


KALKU DIGITAL SOLUTIONS LIMITED · RC 9539234 · 6, Adegbite Street, Oluyole Extension, Ibadan, Oyo State, Nigeria

Questions about this document? hello@kalku.ai